Our Insurance Policies
TERM LIFE | INVESTMENT PORTFOLIO | RETIREMENT PLANS
Ogoo Agency is a family owned and operated business. We offer life insurance that will protect your long-term investments such as your assets, family, home, and business. As your trusted advisor, our team will listen to your needs and make recommendations that fits your budget. Your long-term investments are safe with Ogoo Agency. Look at the list below to learn more about what we offer and how it can benefit you:
- TERM LIFE INSURANCE is a type of life insurance that provides coverage for a clearly specified period of time. In other words, the insurance coverage could range from 10 years to 35 years. If the insured dies within the specified timeframe, the individual’s beneficiaries will be guaranteed a death benefit as long as the policy is active. If the policy expires before death, then the insured can either terminate it, renew it to a whole life policy, or continue coverage with another term policy. There are no savings or investment benefits with term life insurance; only the guaranteed premium based on the insurer’s health, age, and life expectancy.
- INVESTMENT PORTFOLIO is a type of retirement savings which pays out a lump sum of money or a series of payments to the insured over a stated period of time.
- RETIREMENT PLANS offer a number of options. In a nutshell, it is a type of savings that allows the insured to save and invest their money before tax dollars accrue. Taxes are deferred until the money is withdrawn.
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